So you know what to expect, here’s a quick outline of how we work and at what point you have to start paying for our help and advice.
√ When you get in touch, we’ll have an initial chat with you, totally cost free and obligation free.
√ We’ll send out a fact-finding sheet and a few other forms to fill in so that we can better understand your situation. There is still no obligation to pay or do anything at this stage.
√ When you’ve returned the forms, we’ll meet twice again for around 90 minutes to learn more about your future aspirations. Again, this is free and without obligation. This is where we’ll decide if our relationship feels like a good fit and if we’d like to work together in the future.
√ If we decide to work together, we’ll use all the information we’ve already learned to write your financial plan. This will take six to eight weeks and will be charged on a pre-quoted, fixed fee basis. For most clients, it’s around £2,500 – £4,000.
√ Once your plan is written and agreed, we can get on with implementing it. For this, we will charge a fee of between 0% and 1% depending on the size of your portfolio.
√ We will also charge you an annual service fee between 0.5% and 1.1%. This covers your annual review meeting, valuations, updating your cashflow, rebalancing, and switching between of funds. You can read more about this here.