When we put together your financial plan (and indeed when we review it annually), we ask you to consider the things that are important to you.

What are the milestones you are hoping to enjoy? Are there any big expenses that you foresee as part of your journey to financial freedom? What are the once-in-a lifetime events or activities that you would like to make sure you get to experience?

Enter the concept of a Bucket List – a compilation of experiences, dreams, and goals waiting to be realised. It’s a catalogue of experiences that range from the mundane to the extraordinary, from the simple pleasures to the grand adventures.

From scaling towering peaks to savouring exotic cuisines, from learning a new language to volunteering for a cause close to the heart, a bucket list encapsulates the very essence of financial freedom – the ability to enjoy life to the fullest.

But a Bucket List is about more than just the thrill of ticking off items. It serves as a roadmap for both your personal growth and your life in retirement. So, if you haven’t already thought about it, we encourage you to do so now – grab a pen and some paper, sit down with your family, and dream big.

Here are a few suggestions to get you started:
  • Buy a holiday home in Tuscany for trips abroad with friends and family.
  • Run a half marathon.
  • Pay for an expert genealogist to research and construct a family tree spanning centuries.
  • Plan a family cruise to explore exotic destinations and create lasting memories at sea.
  • Learn and become confident in a new language.
  • Complete all 60 walking routes in Madeira and Porto Santo.
  • Take a hot air balloon ride together.
  • Do a skydive (not from the hot air balloon!)
  • Go back to the classroom! Indulge a lifelong academic interest by taking a degree or a course.
  • Attend a major sporting event like the Olympics or Wimbledon finals.
  • Stay at a luxury resort in the Maldives, Bora Bora, or another tropical destination.
  • Landscape your garden to create your dream outdoor space.
  • Write a book.
  • Start a lifestyle business around your hobby.
  • Plan a family reunion at a luxurious resort, bringing together relatives from near and far for a memorable
  • gathering.
  • Take up painting or sculpting.
  • Climb all 282 Munros!
  • See the Northern Lights in Iceland or Norway.
  • Walk the full Camino del Santiago in Spain.
  • Join an amateur dramatics group and try your hand at acting or directing.
  • Install a home gym.
  • Rent a beachfront villa in Hawaii or the Caribbean for a family retreat filled with sun, sand, and relaxation.
  • Go on a golfing holiday.
  • Visit Japan during cherry blossom season.
  • Volunteer at a local dog sanctuary.
  • Hire a private chef for a special, gourmet family meal.
  • Pay for your daughter’s dream wedding.
  • Spend New Year’s Eve in Times Square, New York.
  • Sponsor a student or establish a scholarship at your alma mater.
  • Go on a yoga retreat.